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Gusto alternative

The Gusto Alternative for HR That Needs an Owner

Gusto is built around running payroll, and it does that well. Leave policies, onboarding steps, and who may see a salary are where small teams end up improvising. Managed Zoho People puts employee records, onboarding, attendance, leave, timesheets, and reviews into one system that we configure and run. We build your accrual rules into it, test them on real cases, and connect approved time to whichever payroll you use.

With Cascadia you get

  • Leave rules built and tested
  • Onboarding with an owner per task
  • Approved time reaches payroll
  • Roles set on purpose
  • Your account, your data
  • Linked to Recruit, CRM, and Analytics

Cascadia vs Gusto at a Glance

$49 + $6Gusto Simple, a month plus per person
$80 + $12Gusto Plus, a month plus per person
$180 + $22Gusto Premium, a month plus per person
$85Business Compliance, per state a month

Three Questions That Decide It

1

Is Running Payroll Your Main Need?

Yes, payroll firstGusto
No, payroll is handledCascadia
2

Do Leave Rules Go Beyond Basic PTO?

No, basic PTO is fineGusto
Yes, accruals and capsCascadia
3

Who Decides Who Sees Salaries?

Nobody has needed toGusto
We need it written downCascadia

Side by Side

GustoCascadia
Payroll and tax filingUnlimited payrolls with tax filings and payments (October 2026)×We connect to payroll, we do not run it
How you are billed–Base fee plus a rate per person (October 2026)–Monthly plan, Zoho license billed by Zoho
Time tracking–Starts at Plus (October 2026)Attendance and timesheets configured
Multi-state–Plus or Premium needed (October 2026)Rules per location built and tested
Leave policy design–Basic PTO on Simple (October 2026)Accruals and caps tested before launch
Permissions–HR guidance on Premium (October 2026)Managers see their own team only
Support–Priority Support is an add-on (October 2026)One team that knows your setup
Link to CRM and Analytics×Not part of the plansRecruit, CRM, and Analytics wired in

Payroll and Tax Filing

×
CascadiaWe connect to payroll, we do not run it
GustoUnlimited payrolls with tax filings and payments (October 2026)

How You Are Billed

–
CascadiaMonthly plan, Zoho license billed by Zoho
–
GustoBase fee plus a rate per person (October 2026)

Time Tracking

CascadiaAttendance and timesheets configured
–
GustoStarts at Plus (October 2026)

Multi-State

CascadiaRules per location built and tested
–
GustoPlus or Premium needed (October 2026)

Leave Policy Design

CascadiaAccruals and caps tested before launch
–
GustoBasic PTO on Simple (October 2026)

Permissions

CascadiaManagers see their own team only
–
GustoHR guidance on Premium (October 2026)

Support

CascadiaOne team that knows your setup
–
GustoPriority Support is an add-on (October 2026)

Link to CRM and Analytics

CascadiaRecruit, CRM, and Analytics wired in
×
GustoNot part of the plans

Inside the Monthly Management Fee

Gusto charges for payroll features tier by tier. Our fee covers the HR configuration work in the list below, and your Zoho license is billed by Zoho on top.

  • Document Management & Signatures
  • Policy Acknowledgment Tracking
  • Access Control & Data Privacy
  • Audit Trails & Recordkeeping
  • Payroll & Books Integration
  • CRM, Recruit & Analytics Integration
  • Outside Tool Connections
  • Monthly Review & HR Reporting
  • Employee Records & Org Structure
  • Onboarding Workflows
See Managed Zoho People

What Gusto Leaves to You

A payroll tool can be perfectly correct and still sit on top of a spreadsheet of leave balances. These are the places we pick up.

Leave Math Gets Written Down

Gusto Simple covers basic PTO policies, and time tracking starts at Plus. Neither one writes your accrual schedule for you. We turn the handbook into rules, then run real scenarios through them before a balance appears.

Permissions Are a Design Task

Premium adds HR guidance and tools, but deciding that a manager sees only their own team is still a call somebody has to make. We make it, restrict compensation and medical fields, and write the model down.

Payroll Stays Where It Is

You do not have to leave Gusto to use us. If payroll is happy where it is, we configure Zoho People for the HR side and map the approved hours so nobody retypes them.

A Straight Answer When Gusto Wins

If you have one location, no real HR backlog, and want payroll done by Friday, Simple does that for about $199 a month at 25 people. We will say so on the first call.

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Who Should Read This Comparison

Teams paying for Gusto Plus mainly to get time tracking

Plus costs $80 a month plus $12 per person (October 2026). If the real need is attendance and leave rather than payroll features, that fee may buy less than you think.

Owners Who Approve Every Leave Request Personally

Rules and approval chains built into the system let managers decide without you, and the exceptions still reach you.

Employers adding a second state or a first hourly crew

Shift patterns, check in by web or mobile, and regularization for missed punches are configured once and then run by themselves.

Choose Gusto if

  • You need payroll run and taxes filed this week
  • Basic PTO and one location cover your rules
  • You want payment features such as same-day pay

Choose Cascadia if

  • Payroll is handled and HR needs an owner
  • Leave rules and permissions keep being wrong
  • Your CRM and books already live in Zoho
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How We Add HR to a Team Using Gusto

Nothing about your payroll has to move. We work around it first and decide later whether it should change.

  1. 1

    Read the Handbook Against the Setup

    We compare your written leave, holiday, and onboarding policies with what Gusto and your spreadsheets actually do today. The gaps get listed before anything is built.

  2. 2

    Load the People and Their History

    Employee records, leave balances, and signed documents are mapped into Zoho People. We check them against your own records so no one starts at zero.

  3. 3

    Build the Rules and Test Them

    Accruals, caps, approval chains, and onboarding steps go in. We run awkward cases such as a mid year hire or a part time switch before employees see a number.

  4. 4

    Connect Payroll and Keep Watching

    Approved time and leave are mapped to your payroll. We check the mapping every cycle and send a monthly summary of anything open.

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How Gusto Works

Gusto Plans and Add-Ons

Gusto charges a monthly base fee plus a rate per person on every plan. Every figure below was read from their own pages in October 2026.

Simple is $49 a month plus $6 per person (October 2026)Basic payroll in one state, with unlimited payrolls, tax filings and payments, and basic PTO policies and holiday pay.
Plus is $80 a month plus $12 per person (October 2026)Adds time tracking and scheduling, unlimited next-day pay, multi-state payroll, and contractor invoice management.
Premium is $180 a month plus $22 per person (October 2026)Adds Premium Account Support, HR guidance and tools, Gusto Business Compliance, unlimited same-day and instant pay, and project-based rules.
Support upgrades cost extra (October 2026)Simple includes basic support. Priority Support is an add-on at $30 a month plus $3 per person. Premium includes a dedicated account partner.
Several features are priced as add-ons (October 2026)Business Compliance is $85 a month per state on an annual contract, HR Resources is $50 a month plus $5 per person, and instant pay is $100 per payroll.
Contractor Only is closed to new customers (October 2026)Gusto says contractor payments now sit inside each plan from October 1, 2026. Gusto bills only active employees.

Taken from Gusto pricing and Gusto plan changes from October. Checked October 2026.

What Clients Say About Working with Cascadia

“I’ve always dreaded website management, but Cascadia has done an incredible job with my WordPress site, making it one less thing for me to worry about.”
Alex R.Cascadia client

Weighing Gusto Against Zoho People?

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Gusto Alternative Questions

What Gusto charges, what it leaves to you, and how our HR service sits next to it.

See Managed Zoho People

Still have a question?

What does Gusto cost for a 25 person company?

On Simple it is $49 plus 25 times $6, or $199 a month. Plus comes to $380 and Premium to $730, using the rates Gusto lists (October 2026). Add-ons such as Priority Support or state compliance sit on top of those totals.

Is Gusto an HR system or a payroll system?

Its center is payroll. Time tracking, scheduling, and HR guidance appear as you move up from Simple (October 2026). Zoho People is the reverse, an HR system first, with payroll connected rather than run.

Can we keep Gusto for payroll and use Zoho People for HR?

Yes, and it is a common setup. We map approved hours and leave from People to the payroll you keep, then check that mapping each cycle. Gusto stays where it is until you decide otherwise.

Why does a second state cost so much more on Gusto?

Multi-state payroll starts at Plus, which moves everyone from $6 to $12 per person plus a higher base fee (October 2026). That makes one remote hire a plan change for the whole company.

Does Gusto handle contractors?

Gusto says its Contractor Only plan is closed to new customers from October 1, 2026, with contractor payments handled inside each plan (October 2026). Zoho People tracks contractors as records, but payment stays with your payroll or books.

What is the Gusto Premium plan actually adding?

Premium Account Support, HR guidance and tools, Business Compliance, unlimited same-day and instant pay, and project-based rules (October 2026). It does not add a person who builds your leave policy into the software, which is the gap we fill.

How do Gusto add-ons change the bill?

Priority Support is $30 a month plus $3 per person, HR Resources is $50 plus $5 per person, and Business Compliance is $85 a month per state on an annual contract (October 2026). For 25 people, Priority Support alone adds $105 a month.

What happens to our history if we move off spreadsheets and Gusto?

We load employee records, leave balances, and signed documents into Zoho People and check them against your sources. Balances come across rather than restarting at zero.

Will Zoho People handle our leave policies?

In our experience yes, including accrual schedules, carryover caps, waiting periods, and different rules per location or group. We test them on real cases, such as a mid year hire, before anyone sees a balance.

Can managers approve leave from a phone?

Yes. Zoho People has iOS and Android apps where employees request leave and check balances, and managers approve in the same app. We set what the mobile view shows.

Who sees salaries and medical information?

Only the people you name. We configure roles so managers see their own team, restrict compensation and sensitive fields, and write the permission model down so the next admin can read it.

How long does setup take?

With clean employee data, expect the core system running in two to four weeks: records, org structure, leave, and attendance first, then onboarding. Complicated rules or messy sources extend that.

Does Zoho People work for hourly and shift staff?

Yes. We configure shifts and rotations, choose the check in method that fits the work, and build regularization so a missed punch becomes a request. Approved hours then flow to payroll without retyping.

Is the data ours if we stop using Cascadia?

Yes. Everything lives in a Zoho subscription registered to your company, so there is no export to negotiate if you leave.

When should we stay on Gusto?

Stay if payroll is the whole job, you operate in one state, and basic PTO matches your handbook. At that point the Simple plan is hard to beat for a small team.

Ask Us Anything

We’d love to hear from you!